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Home Improvement Construction Mortgage

A great option when buying and renovating or updating your existing home.

Whether you are buying a fixer upper or renovating a classic or updating your existing home, this loan is a great way to get you started.

To Start an Application or Talk to an Expert:

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      Single closing saves time and money

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      Competitive interest rate

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      Low down payment options available

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      Flexible terms available

  • Creating the Home of Your Dreams:

    Whether you are doing a major renovation, addition, or large-scale updates, or simply freshening up and updating your home, we have the loan that can make it happen. Not only can you use this with your existing home, but you can also buy that fixer upper and include the cost of updates in one convenient mortgage loan.

    Key Features:

    • Interest rate is fixed at inception and during the construction period
    • Interest-only payments during construction up to 12 months for larger projects
    • Fixed and Adjustable Rate options available
    • Low down payment options available
    • Options for owner-occupied and second homes

    Key Benefits:

    • Single closings combines your construction/renovation costs into one loan
    • Interest may be tax deductible3
    • Competitive interest rates

  • Applying for a Home Improvement Construction Mortgage:

    Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared:

    It is helpful if you have the following documents with you during the application process:

    • Fully executed purchase agreement with plans and specs
    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

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Need help now? Call us or schedule an appointment.

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Notices & Disclosures
1 - FNB is an Equal Housing Lender; NMLS #766529.
2 - All loan products are subject to credit approval.
3 - Interest may be deductible; check with your tax advisor.

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